Insurers are creating wonderful new mobile apps with user-friendly designs and a growing list of features, even though they know people only use insurance apps intermittently.

The latest ranking for PYMNTS insurance app providers is the austere legacy brands and novice InsurTechs, all committed to the same thing: underwriting risk with mobile efficiency.

Consumers are obviously noticing this, as we see apps moving like crazy or just appearing out of nowhere and suddenly tracing themselves. All signs of a dynamic industry, so let’s move on to the ranking.

The Top 5

The last time we met, the Progressive was alone at the top of the charts at No.1. This month, it shares the throne with GEICO Mobile, riding one to tie at No.1.

State Farm is gaining a spot, clinching No. 2 and doing exciting things like working with FinTech Fiserv Inc. payments to provide customers with faster payments for car and fire claims.

There’s another tie at # 3: The Allstate Mobile app and the USAA Mobile app each climb one spot to share rent this month.

Jerry.ai: Auto and home insurance continues its steady rise in the rankings, rising two more positions in the charts since the last cycle to occupy No. 4 on its own this month.

The tangy lemonade insurance has also climbed two spots since last month, entering the Top 5 at No.5. Welcome to the penthouse. Can we offer you a drink? Orange juice maybe (just kidding).

The Top 10

Here, among the top 5 prospects for the coming months, we find the Liberty Mutual app where we left it at # 6. This is not the case with Esurance Mobile however, which takes a spot at # 7.

Likewise, Farmers Insurance Mobile is up to take 8th place in the rankings, as is Travelers Mobile, which is also in 9th place this time around.

It’s happy when a new app is in the Top 10, so we welcome the Cover – Insurance in a Snap app, entering the Top 10 at # 10 and closing this ranking of insurance app providers.